Habib Bank Limited

Habib Bank Limited Easy Monthly Installments Terms and Conditions

Following are the Terms & Conditions applicable on EMI plan and are to be read along with the Credit Card terms and conditions:

HBL and Priceoye have the right to cancel this promotion at any time without any intimation.

Customer must call HBL's helpline at least 3 days before his credit card statement is generated to convert his purchase into installments.

Priceoye is not liable for converting the transaction into installments.

HBL may reject the installment request, which will result in the transaction being charged in one payment.

Only customers opting for EMI on Priceoye’s checkout page are eligible for this promotion.

Minimum purchase amount for each transaction should include only one product and be of value PKR 10,000 to book an Easy Monthly Installment.

EMI	Service Charges
3 Months	Mark-up Based Plan (2% per month)
6 Months	Mark-up Based Plan (2% per month)
12 Months	Mark-up Based Plan (2% per month)
18 Months	Mark-up Based Plan (2% per month)
24 Months	Mark-up Based Plan (2% per month)

One Time Bank Fee: Flat Rs.1000 and FED will be charged by the bank as per their Schedule of Charges (SOC).

HBL fees and per-month installment amount may differ from those listed at Priceoye.

10.

The conversion of purchase to Easy Monthly Installments may take up to 7 working days.

11.

Purchase on Priceoye to be made atleast 3 working days before the next credit card statement is generated to ensure the transaction reflects in that statement. For example, your statement date is March 24, 2024, then the purchase should be made before March 21, 2024.

12.

If you make a purchase immediately after the statement date then the transaction will reflect in the next month’s statement.

13.

The Bank providing EMI service is acting as corporate agent/distributor of third-party products/services and shall not be responsible in any manner to any person or to any claim.

14.

In case of order cancellations, it is customer’s responsibility to call HBL and cancel the relevant installment plan.

Frequently Asked Questions

How can I buy at Easy Monthly Installment Plan (EMI) from Priceoye?

Easy Monthly Installment (EMI) is a service offered by Priceoye that allows you to purchase items available on the website with a deferred payment plan using your credit card.

Enter your Credit Card details and select the tenure you wish to choose and buy your costly favorite picks in one go.

What are the conditions for EMI to be approved on Priceoye?

To be accepted for EMI transactions your total cart value must be equal to or less than your credit card's available credit limit.

In how many days will my EMI Plan be activated?

It may take up to 7 working days for the installment to appear on your credit card statement after a purchase is made using EMI.

Can I buy multiple items on EMI in single order?

No, in a single order, you may only buy one item on EMI.

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