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Waada Insurance Terms and Conditions
- All benefits payable under these plans will be in Pakistani rupees.
- The benefits offered under the plans will be governed by the terms and conditions contained in the group policy or policies issued by a registered insurance or a takaful company in Pakistan. The cover provided in the plans are underwritten by Habib Insurance Company Limited, also known as the underwriter. They are the ultimate party responsible to pay the claims.
- The plans are developed by Waada Digital Pvt Limited who is providing distribution, technology and administrative services under this arrangement.
- The end-user-price amount must be paid in advance for an active policy holder to be eligible for the benefits under the plans.
- The terms of the plans, including premium amount, are amendable and withdrawable by the supplier parties at any time. In such an event, the active policy holder will be informed through an SMS or any other manner as agreed between them. A refund will be issued if the service is withdrawn.
- SMS notifications for purchased services and service renewal may be sent anytime during 24 hours.
- Notice of claim under this plan must be given to Waada or the underwriter within 60 days of the claim occurrence.